Christian Santana is ready for your FHA appraisals

The FHA publishes a list of approved appraisers for each state - Christian Santana is on the roster of approved appraisers for FL. We're qualified and approved to do appraisal reports for FHA insured financial transactions. A portion of the periodic training our staff at Christian Santana undergoes deals precisely with comprehending the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

An FHA loan is insured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The lending company takes care of all the money in the loan; the FHA simply backs the transaction by providing mortgage insurance in case the borrower does not pay off his or her loan. Low-income and moderate-income homebuyers benefit from an FHA-insured financial transaction; the point of the Federal Housing Administration is to assist credit-worthy buyers to meet expectations and qualifications for lending agencies that they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA provides are extremely helpful to buyers with less starting income.